The best app for home bookkeeping. Programs for maintaining the family budget. Online bookkeeping

Programs for reporting income to the household budget.

↓ New in the category "Home Accounting":

Free
Auto-Manager 1.2.9.1 is an application that allows you to keep track of fuel costs, as well as car repairs and maintenance, its insurance and other things. The Auto-Manager application will be useful both for motorists themselves and for small companies with a fleet of vehicles.

Free
Family Budget 3.1.0.3 Lite is a program for accounting for your own finances. The Family Budget program will help you keep track of your income and expenses so that you can choose saving options.

Free
Own money 2.3.0.7 is a free system for accounting for personal funds. The Money Own program is one of the best programs for managing your finances, as it has the ability to fully control each of your accounts.

Free
DomFin - bookkeeping for home 3.0.0.28 is a simple family bookkeeping and budgeting application. The program "DomFin - accounting for the home" is quickly mastered by any user and has the ability to work through a local network.

Free
Home Economics 3.75 is a program for managing your personal finances, with the ability to plan a family budget. The "Home Economy" program will help not only control the funds, but also achieve significant financial results much faster.

Free
Home Bookkeeping DaReManager 1.0 is a free program that will carry out simple accounting for household income or expenses. The DaReManager Home Bookkeeping program is quite simple and convenient and is designed as a Microsoft Excel document.

Free
Home accounting 5.1.58 is a program for keeping records of the family budget. The Home Bookkeeping program will help you keep track of personal finances and the finances of the whole family, and it can also be used for bookkeeping in a small company.

Free
Home Finance Free 1.0.9 is a simple, nice and free home accounting program. The Home Finance program can create multiple accounts (main, passbook, stash, and others) for any currency.

Free
Xenon Family Budget 2.5 helps any family manage their family budget with the ability to sort purchases and payments for greater savings. There will be no more questions about where the money has gone, all purchases are firmly fixed in the program with the ability to calculate all costs and select unnecessary expenses.

Where did all the paychecks go? Who is to blame for the money slipping through your fingers? How to get your personal finances in order? If you, like me, are worried about these questions, it's time to become your own accountant.

No, we will not study balances and holdings, there is no need for us to master reversal entries and currency clearing. In today's review - 3 free programs for home accounting. All of them are intended for those who, like me, do not understand economics at all.

AceMoney Lite

- "little brother" of a comprehensive personal finance management tool - a paid application AceMoney. Unlike the full version, Lite allows you to manage only two accounts, but for many of us, this is enough.

An account in IceMoney is not only a bank card and a passbook, but also a set of cash belonging to a family or one person.

Application Features

• Management of personal cash flows in currencies of 150 countries of the world.
• Track currency exchange rates in real time.
• Distribution of the budget for various needs: the application contains more than a hundred various items of expenditure.
• Tracking regular income and expenses (salary, apartment payments, loan payments, phone top-ups, etc.).
• Calculation of expenses for specific purposes for a certain period of time. A couple of clicks - and you will find out how much you spend on groceries every month, how much you spend on gasoline, etc.
• Generation of reports on accounts, categories and correspondents (recipients of payments from you and those from whom you receive them).
• Export reports to Excel and html formats.
• Obtaining information about the state of the bank account directly from the bank.
• Tracking the value of stock shares - for those who.
• Calculation of savings, debts, mortgages.
• Hot key control.
• Flexible settings, enabling, disabling individual elements and much more.

The program has a Russian-language help guide plus on the developer's website.

How to use AceMoney Lite

Working with AceMoney Lite begins with creating an account. To do this, press the button of the same name on the top panel and click " Add account". We indicate its name, group (for example, bank deposit, cash or loan), number (if any), bank name, interest rate, currency and other data that you need.

Next, we enter information about replenishments and: click on its name and select " New transaction”(record of an incoming or outgoing transaction). In the window " transaction»We mark its type (income, expense, transfer), correspondent, category (what you spent on - select from the list or write manually), date, number, amount and comment.

Being in the same section, you can download transactions directly from the bank's server, if the latter provides such services. Multiple transactions can balance the balance.

Recurring transactions (salary and regular payments) are added to the program through the section " Schedule". Click on the button " Add payment» and specify the parameters - frequency, duration, type (income, expense, transfer), source, correspondent, category, amount, etc. Regular transactions will be included in the list of transactions automatically.

The distribution of finance for various needs (budget) is made in the section " Categories". Here we can select several predefined items of income-expenses (refueling the car, spending on food, etc.) or add our own. When creating and editing a category, you can set a different budget period, specify expected income and expenses, as well as a limit.

In general, AceMoney Lite copes with its tasks very well. Users note that thanks to the program, they managed to reduce monthly expenses by 10-30% and finally understand where the money goes. It has only one drawback, or rather, the current version - 4.36: the categories are written in English.

AbilityCash

The program at first glance seems incomprehensible and unfriendly - the windows are plain and half empty, there are no explanations, no help (not written yet). But if you spend 15-20 minutes studying, a lot of its advantages will open. Many of those who have mastered AbilityCash consider it more convenient than AceMoney, and generally one of the best free programs for home accounting.

Key features of AbilityCash

• Creation of invoices without restrictions on the number and in different currencies.
• Tree structure of income-expense items (you can add as many subcategories as you need).
• Import and export of data to xml and Excel formats.
• Download current exchange rates (optional).
• Preparation and printing of reports on exchange rates, balances of funds and dynamics of turnover.
• View transactions by income and expense items for a selected period of time.
• Support for Ukrainian and Lithuanian languages ​​(selected during installation).

The following options are disabled by default:

• Tree structure and additional charts of accounts.
• Budget period in operations.
• Fields "Price", "Quantity" and "Time" in the list of operations.
• Several note fields that you can give your own name.

To activate any of these, go to the menu " File' and click ' Data file settings».

How to use

Using AbilityCash, like AceMoney, starts with creating accounts and indicating the current balance of funds on them. To do this, open the first tab and press the " Insert". In the window, write the name of the account, select the currency and indicate the balance.

By default, AbilityCash has only one currency - the Russian ruble. To install additional ones, press Ctrl + R and download the latest data from the website of the Central Bank of Russia. In the last window, select the currencies you want to display in the application.

In the section " Operations» (by analogy with AceMoney transactions) information about specific purchases, payments, receipts and money transfers between accounts is entered.

To get a summary of the state of finances or exchange rates, open the tab " Reports».

AbilityCash is without a doubt a worthy tool for accounting for personal funds. And it would be even better if there was context-sensitive help, which the developers don't seem to remember, and a more user-friendly interface. However, there is a short one on the official website. There is also a place where you can ask a question if something is not clear, or report a problem.

Economy

The program "" is designed, perhaps, for those who are completely unfriendly with accounting science and for whom the concepts of "transaction" and "investment" evoke deep anguish. There is no scientific terminology in it, and everything is so simple and clear that both a child of 10-12 years old and a person of respectable age can use it. The only limitation of the free version is the total monthly income of no more than 14,000 rubles.

Application Features

• Creation of any number of accounts and accounts, including currency ones.
• Keeping records in the currency of several countries.
• Separate items of expenses, income and debts for each user.
• Function of a reminder of regular payments and delinquency of credit (debt) contributions.
• Creation of reports on several categories: balances of funds, income for a time interval, debts and loans, expenses of each user for a given time period, income minus expenses.
• Filtering data for viewing.
• Automatic backup.
• Built-in Russian help.
• Switching from the main menu to the developer's site.

For faster mastering of the program, immediately after installation, you can download a demo file. It contains an example of managing the budget of a family of two people.

How to use

First, let's create a user and link all his accounts to the account:

Many users find it difficult to control their home budget. To alleviate the situation, it is recommended to use specialized software. Thanks to a specialized program, you can control not only your income, but also your expenses. The functionality of the program allows you to paint the costs even for the maintenance of a vehicle or loan payments.

Most of the applications are created taking into account the fact that the user is unfamiliar with accounting activities. For effective analysis, programs are able to build graphs and charts. It remains only to choose the right application.

Review of the best programs

To plan a family budget, you need an appropriate program. In fact, in the global network you can find a dozen applications that can plan income and expenses. The best programs include:

• "Zhadyuga";
• home bookkeeping;
• home economy;

Each of the above programs for managing a family budget differs from each other in terms of functionality. Therefore, before using any program, it is recommended to analyze the functionality, as well as compare the programs you like.

This is a multifunctional program for the family budget. The application is able to work with invoices, clients and articles. If desired, individual entrepreneurs can use the program. Users who decide to use the application for family budget planning may not worry, since it is not necessary to be an accountant to deal with the program.

The main possibilities include:

• Possibility of multicurrency organization of financial flows;
• Group data processing;
• Construction of diagrams showing the dynamics of funds;
• Ability to export the report to Excel;
• Composite payment support;
• Data backup;
• Ability to print promissory notes;
• Updating the exchange rate via the Internet;
• Customizing the appearance of the program.

Unfortunately, at first it will be difficult for the user to deal with the program for accounting for funds. This is due to the workload and ill-conceived interface. In appearance, the application can be compared with programs written in the 90s. Of course, after careful study, "Home Finance" can be handled by everyone, but this takes time.

Family accounting can be taken into account using the AceMoney program. The application has an intuitive interface, which means that it will not take much time to learn the functionality. IceMoney allows you to create bank as well as cash accounts. Thus, it will be possible to take into account all income and expenses. In addition, it is possible to transfer money from one account to another.

The only thing that can be difficult is the terminology used in the program. Otherwise, the program for accounting for funds has no drawbacks.

The main functionality is:

• Budget planning with articles;
• Ability to manage multiple accounts;
• Setting a password for the program;
• Backup;
• Visualization of expenses using charts;
• Ability to export data.

With a program like this, the family's bookkeeping will always be analyzed. In addition, you can generate a report for any past month.

A program with a simple interface without frills. Compared to other programs, there is such a flaw as unsigned buttons. Sometimes it is difficult to understand what they are for. At the same time, the application can be configured so that when you hover over the button, an inscription appears, but only in the footer of the program.

As for adding income and expenses, everything is clear here. It is possible to allocate amounts by categories. In order to record the family budget more accurately, you need to take the opportunity to add information to a section such as "Debts".

This software has the following features:

• Accounting for the entire family budget;
• Possibility of accounting for a loan from a bank;
• Accounting for debtors;
• Work with an unlimited number of accounts;
• Possibility of gradual debt repayment;
• Formation of reports in the form of text and diagrams;
• Creating a database backup;
• Setting a password for the program.

It should be noted that “family accounting” can be used, free of charge, if the total income does not exceed 8,000 rubles.

If you want your family accounting to always be in order, it is recommended to pay attention to a program such as "Home Accounting". The application occupies a leading position among software designed to calculate profits and costs.

Family Bookkeeping is divided into the following tabs:

• Accounts;
• Costs;
• Planning;
• debts;
• Income.

Such a division may not be entirely convenient. Competitors' expenses and incomes are displayed in one tab. Thus, you can understand how effective budget planning will be.

Main functionality:

• Create multiple accounts;
• Loan accounting;
• Possibility of partial repayment of debts;
• Loan repayment reminder;
• Budget planner;
• Filter for quick search;
• Building reports and their visualization;
• Ability to compress the database;
• Automatic update.

Family accounting will always be calculated, it remains only to download the program from the official website.

The application is designed for quick budget tracking. The program occupies a leading position in its software niche. The functionality of the program is quite diverse. As for the interface, it is simple, but you will have to tinker with some features. This is due to the fact that not all functionality is placed on the control panel. For example, account-to-account transfers are located in the "Finance" menu, although expenses and income can be found directly in the control panel.

It should be noted that only the demo version can be downloaded for free. This is enough to get to know. Perhaps someone will have enough of the functions that are available in the free version. It should be noted that you can edit the available items of income and expenses.

The main advantages of the program include:

• Ability to create an unlimited number of accounts;
• Planning your budget;
• The presence of a debt module;
• Creation of 10 types of reports;
• Availability of reference information;
• Export data to Excel;
• Creating a backup.

Thanks to a deep analysis, you can understand what is worth spending more money on, and why it is better to refuse. It is recommended to download the program from the official website.

A multifunctional program that allows you to protect your budget from unnecessary waste. The program is made in the style of Microsoft Office. All sections are signed and also equipped with icons. To schedule an event, you must use the organizer.

Program functionality:

• Planning of financial events;
• Accounting for multiple accounts;
• Calculation of profitable deposits taking into account inflation;
• Ability to view the latest financial news;
• Drawing up reports.

The program fully copes with the task. The only thing worth remembering is that the program is not free, although it can be downloaded without registering on the site.

The program combines ease of use and versatility. Even a novice user can handle the controls. You can customize the categories of expenses and income. The transfer of funds between your accounts is not very convenient, but you can get used to it.

Compared to other similar programs, developers devote little time to their product, so updates are rarely released. It is worth noting that the program is paid, but most of the functions are available in the demo version. The ban is on planning.

The functionality is quite diverse, but we can distinguish:

• High performance, thanks to which calculations and graphing are carried out in a matter of seconds;
• Possibility of database backup;
• Working with deposits and loans;
• Export to any convenient format;
• Search by specified criteria.

In general, the program can compete with analogues, in addition, the license is only 250 rubles.

Video review of family budgeting programs

It is often difficult to keep track of the cash flow within the family. You should always calculate how much to set aside for renting an apartment, for example, or for paying utility bills. How much of the budget to allocate for food, for new clothes, or how much can be set aside for gifts for friends, without subsequent financial difficulties.

It is necessary to control the family budget due to variable earnings and expenses. After all, psychologists say that because of money issues, family relationships often deteriorate and all idylls collapse.

For less hassle with a variety of papers and notebooks, you can purchase or download for free any program for managing a family budget. Wherein

• you will be able to fully control the wallet of your family, and you will not have financial difficulties due to incorrect calculation of the necessary funds;
• you will have before your eyes all sources of replenishment of the budget: salaries, bonuses, gifts, etc.;
• it will be possible to more thoughtfully control expenses from the home bank;
• financial software can help you save a lot.

And then there is the question of which program is better. Let's consider several options at once.

Which program to choose?

« home bookkeeping". This accounting program is distinguished by its simplicity and the presence of the most necessary functions, such as accounting for profit and loss, debts, payment planning, control over accounts and even exchange rates. Using this program, you can forget about financial headaches, however, this method of budgeting is paid - 500 rubles.

« Money Tracker". In fact, the program is well thought out for accounting, it is convenient to use, but you will have to get used to it a little. Most people note multifunctionality as a minus, because without studying the utility, a lot of things may seem simply useless and interfere with the direct accounting process.

But there is a small feature in this program. You will be able to control price changes in stores and predict your budget for several months or a year. The utility can estimate how much you spend, if the green indicator is on, it means that your family treasure is in perfect order, and you manage your finances correctly.

Yellow means that in some places it is worth lowering the level of expenses. Red warns that in this way you can recklessly blow all the money.

« Family 10”is a program that will immediately set you up for a friendly attitude. The main plus is the simplicity and clarity of maintaining a wallet. There are no abstruse terms and incomprehensible functions. Everything is shown and written in an accessible human language. You will have the opportunity to account for absolutely any thing in the house.

You can record and then play back information about its price, place of purchase, warranty periods and everything else that interests you. The first 30 days you will be allowed to budget for free, but then you will be required to pay between $10 and $20.

« AceMoney". So, we note right away that this utility for controlling income and expenses will cost you 500 rubles (there is also a free version, but only one account is available, which is inconvenient). The only negative is that there is no separation of expenses and income, but there is one single operation - a transaction. Now let's take a look at the benefits:

• thanks to AceMoney, it will be possible to account for shares and securities. For this, it has a corresponding section "Promotions";
• there are already template categories into which you can distribute your expenses. For example, payment for cable, electricity, food, etc. You don't have to create them yourself;
• you can manage not only your family accounts, but also keep track of bank accounts. You can see which account, which bank it is in, at what interest and so on.

« DomFin" is a program that has a primitive interface with clearly defined and concretized functions for the successful maintenance of a common wallet. The utility is absolutely free. It clearly understands where to write down the list of income, and in which column to count the minus. The utility is intuitive to use and will not make you think long about the mechanism of action.

Conclusion

E If you want to benefit from specialized software and revenue control, you must clearly understand what you want to achieve in the end. If any points in saving and planning are unclear to you, then it is better to clarify them immediately - this will give its sweet fruit.

As a conclusion, we can say that the program should be selected based on family characteristics, because some simply do not need to account for shares and securities. Choose the accounting method that will be most understandable and accessible to you.

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In order to protect yourself from big expenses and save up for a small house somewhere on the seashore, it is not necessary to deny yourself everything and tightly sew up savings in a mattress. Sometimes it’s enough just to use personal assistants that fit in a regular smartphone. website collected 10 applications for saving, counting and increasing your income.

Zen money

A convenient tool for budget planning with SMS recognition from all the largest banks in Russia, Ukraine, Belarus and automatic creation of transactions. You can work on multiple devices - the data will be automatically synchronized. In addition, the program analyzes costs and builds forecasts. It's pretty easy to understand here.

CoinKeeper

It is very convenient for quick fixing of expenses right at the checkout. The main screen of the application is similar to a large coin holder. Income, wallets and expenses are presented as stacks. To fix the spending, it is enough to transfer a coin from a pile to a pile. In addition, the application analyzes income and expenses for different periods, helps to make forecasts and has a lot of other useful features.

Drebedengi

There are 4 concise directories in the application: expenses, incomes, movements and exchange. You can make a shopping list and then audit it: what is bought, what is not, how much is spent. The application allows you to make both short-term and long-term budget. You can plan to buy, say, a sofa, and Drebedengi will diligently count how much is left to save. The application has a multi-user mode - you can connect all family members to the system and keep track of the total budget.

Spendee

The application has a fairly minimalist functionality, so it will take no more than a couple of seconds to enter a purchase into the database. The strong-willed can look into the spending statistics section. After this, many are guaranteed to begin to refrain from unnecessary trifles, which they usually grabbed from the windows without hesitation.

Toshl is quite similar in functionality to Spendee and is more of an eye-pleasing alternative, as you will be supervised by cute Asian cartoons to keep track of expenses. Of the minuses: you can not specify several accounts, but you can separate them with tags.

Daily Budget

If you want to start saving money for something bigger than dining out, this app will help you pull yourself together and figure out how much you spend every day. First you need to drive in your monthly income, indicate the amount of standard monthly expenses (for example, utility bills) and indicate the percentage of total income that you want to save in a piggy bank. After a little thought, the application will give you an amount that you can safely spend during the day.

HomeMoney

Convenient and appreciated by many applications for home bookkeeping. Allows you to record expenses, income, transfer from account to account, evaluate account balances. It is possible to view the entered information in the form of graphs - and it immediately becomes clear where the holes are in the budget.

M8 - my money. my way

If you are one of those who, when buying some trinket, naively thinks that a couple of hundred rubles will not affect your budget at all, the m8 will tactfully hint at the opposite. By scoring every purchase here, you will find out which area of ​​\u200b\u200blife costs you the most, and you will also understand that all insignificant expenses add up to a large figure, which would be enough, for example, to go on vacation.